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ClearFBAR by TotallyNomad

Do I likely need to file an FBAR?

A cautious, plain-English screening tool for Americans abroad with foreign financial accounts. It is built for validation only: no account storage, no exact balances, and no filing or submission.

Start the check Official sources
Safe-screening guardrails
Educational only, not tax or legal advice.
No account numbers, bank names, or exact balances.
No filing, submission, or document preparation.
Results point you back to IRS and FinCEN sources.

FBAR screening flow

Seven broad questions. Keep your answers general.

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1. Are you a U.S. person?
2. Did you have a foreign financial account or signature/other authority?
3. Which account types were involved?

If you answered no to question 2, you can leave this blank.

4. Was the highest aggregate value over $10,000 at any point in the year?
5. Did any foreign account produce no income?

Myth check: an account can still matter for FBAR screening even if it produced no income.

6. Were any accounts jointly owned with a spouse?
7. Any prior missed filing, notice, or penalty concern?

Important limits

ClearFBAR by TotallyNomad is educational only and is not tax or legal advice. It does not ask for account numbers, exact balances, or private financial records. It does not file, submit, or prepare an FBAR for you.